Get In Touch

Find out what we can do to help you with your finances. Get in touch with us today!

Contact us

Mortgage Finder

Search the whole of market with our mortgage finder to find the best deal for you.


First Time Buyer

Buying a property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from qualified advisers.

Buying a house is one of the most important decisions you will make. Buying a property for the first time will be an even more daunting prospect. 

Choosing the right mortgage from a selection of lenders can be a confusing decision. 

To help you make the right decision we have put together 10 top tips for you.

  • Get a Decision in Principle before looking at property. This will give you an idea of your budget. 

  • Use a calculator to make sure that that your chosen mortgage is affordable.

  • Factor in expenses such as furnishings, repairs, conveyancing and stamp duty.

  • Budget for council tax, gas and electricity bills, boiler servicing, and other home repairs. 

  • The selling agent should be able to tell you how much you should expect to pay in council tax.

  • Take an experienced home buyer when looking at property. They may spot things you do not.

  • Consider the availability of public transport services.

  • If homes near your workplace are more expensive, weigh up this expense with the cost of commuting.

  • If you have kids, check that the property falls into the catchment area for your desired schools. 

  • If you are considering buying a flat, consider any factor fees that apply.


Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for arranging your mortgage. The precise amount will depend on your circumstances but our typical fee is £295.